Zdravstveno Osiguranje

Zdravstveno osiguranje, or health insurance, refers to a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. It can also provide coverage for other types of health-related costs, such as preventive care, hospital stays, medications, and outpatient services. Health insurance can be purchased by individuals or provided as part of an employer-sponsored benefits package, and it typically involves a premium paid by the insured, along with potential deductibles and copayments for services received. The primary purpose of health insurance is to protect individuals from high medical costs and ensure access to necessary healthcare services.